We are a credit repair services company. We help our clients remove questionable negative items including collections, late payments, charge offs, liens, repossessions, foreclosures and judgments.
The difference between Avalon Credit and other credit repair companies is that we are legally licensed and bonded. Headquartered in Newport Beach, California, our credit repair support staff streamlined our operations to improve our clients’ FICO scores. We can work with anyone in USA.
Some of the services we offer are:
- Removing bad credit (derogatories, tax liens, collections)
- Removing inquiries
- Rapid Rescoring your credit for immediate improvements
- Adding good credit
- Credit diagnosing and credit scoring education

Our process runs in 30 day cycles for the credit dispute process. It is outlined in
Section 611 of the Fair Credit Reporting Act! We dispute straight to TransUnion/Experian/Equifax that will contact the original creditor to validate the derogatory. The creditor then has 10 calendar days to answer the dispute. If they do not respond, then by law the derogatory is removed from your credit report.
It is your responsibility to forward your result letters to us so we can update your file. We will then send out the next round of disputes every 30 days. We will also need updated credit reports every month to better guide you on your progress.
And remember, “Good Credit” is defined as:
- On time payments
- Credit card balances below 30% of their limits
- Keep accounts open and active
- Keep inquiries into your credit at a minimum (5 or less per year)
Congratulations on taking the 1st step towards better credit! If you have any friends or family that could use our services at Avalon Credit, refer them to us and they will also receive a 50% discount on their credit report repair (applies only to current customers).